Welcome to Universal Exchange

Universal Exchange Centre is an exchange & remittance business entity that is regulated by Central Bank of the U.A.E. We commenced operations on April 8th, 2006 and within a short span of time the company has earned an impeccable reputation in the market for its professional conduct and foreign exchange business expertise. The

company is headed by Muhammad Ashraf, a well-known figure in the banking and foreign exchange sector. He has been a pioneer in the business by modernizing and introducing numerous high-tech IT applications to the industry's way of business in the late nineties. This has not only revolutionized the traditional exchange house's operations but has also enhanced the development and progression of professionals in the industry.



To be one of the most admirable financial institutions in the foreign exchange trading and money transfer markets along with being known for our innovative products and solutions.



  • Repeatedly earn the right to be our customers' number one choice by delivering above and beyond their expectations.
  • Build trust with our customers through integrity in everything we do.
  • Exercise judgement and care by listening to what our customers have to say.